The growing urban population, combined with the lack of an efficient mortgage system, poverty, increasing construction costs, high inflation and declining household income have deprived people of decent and affordable housing in Nigeria.
According to the Nigerian Bureau of Statistics, Gombe has the highest number of citizens that are deprived of decent housing with 78.6% of its population living on a rudimentary floor, roof or wall. Many of the deprived citizens are found in the Northern part of the country with more than half of their population deprived of decent houses.
States such as Abia, Anambra, and Lagos have the lowest percentage of the population deprived of these housing materials. At least, the states have more than 96% of their population living in decent houses.